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<img src="https://storage.googleapis.com/youth-media/editor-files/oRd52SHrb8ADhkL90uVSUHOjnBEdkHcp6PBp0kuO.jpg"> &#65279;N&#7871;u b&#7841;n l&agrave; m&#7897;t sinh vi&ecirc;n &#273;&#7841;i h&#7885;c nh&#432; t&ocirc;i, b&#7841;n s&#7869; v&ocirc; th&#7913;c nh&#7853;n ra r&#7857;ng b&#7843;n th&acirc;n s&#7869; ph&#7843;i chi ti&ecirc;u cho nh&#7919;ng kho&#7843;n "nhu c&#7847;u th&#432;&#7901;ng nh&#7853;t " khi &#273;ang h&#7885;c &#273;&#7841;i h&#7885;c .Nh&#432;ng &#273;&#7915;ng qu&aacute; lo l&#7855;ng , m&#7863;c d&ugrave; c&oacute; r&#7845;t nhi&#7873;u kho&#7843;n ph&aacute;t sinh khi h&#7885;c &#273;&#7841;i h&#7885;c, v&#7851;n c&oacute; m&#7897;t s&#7889; c&aacute;ch &#273;&#417;n gi&#7843;n , th&#7921;c ti&#7877;n nh&#432;ng v&ocirc; c&ugrave;ng th&ocirc;ng minh &#273;&#7875; c&oacute; th&#7875; ti&#7871;t ki&#7879;m ti&#7873;n tr&ecirc;n qu&aacute; tr&igrave;nh &#273;i h&#7885;c c&#7911;a m&igrave;nh. D&#432;&#7899;i &#273;&acirc;y s&#7869; l&agrave; 10 ph&#432;&#417;ng c&aacute;ch &#273;&oacute; , h&atilde;y &#273;&#7885;c v&agrave; tham kh&#7843;o nh&eacute; ! 1. Theo d&otilde;i trang &#273;&#7891; &#259;n mi&#7877;n ph&iacute; tr&ecirc;n Facebook&nbsp;T&#7841;i tr&#432;&#7901;ng &#273;&#7841;i h&#7885;c c&#7911;a t&ocirc;i, m&#7897;t trang Facebook c&oacute; t&ecirc;n &ldquo;Nolunchmoney&rdquo; gi&uacute;p c&aacute;c sinh vi&ecirc;n c&oacute; c&#417; h&#7897;i nh&#7853;n th&#7913;c &#259;n mi&#7877;n ph&iacute; &#7903; b&#7845;t c&#7913; &#273;&acirc;u trong tr&#432;&#7901;ng. &#272;&#7875; gi&#7843;m thi&#7875;u chi ph&iacute; &#259;n u&#7889;ng c&#7911;a b&#7841;n, t&ocirc;i khuy&ecirc;n b&#7841;n n&ecirc;n th&#432;&#7901;ng xuy&ecirc;n ki&#7875;m tra nh&#7919;ng trang t&#432;&#417;ng t&#7921; nh&#432; n&agrave;y &#7903; tr&#432;&#7901;ng c&#7911;a b&#7841;n. 2. Mua s&aacute;ch gi&aacute;o khoa second-handTh&#7883; tr&#432;&#7901;ng s&aacute;ch gi&aacute;o khoa c&#361; c&#361;ng th&#432;&#7901;ng c&oacute; xu h&#432;&#7899;ng ho&#7841;t &#273;&#7897;ng tr&ecirc;n Facebook. N&#7871;u b&#7841;n t&igrave;m ki&#7871;m th&#7913; g&igrave; &#273;&oacute; theo t&#7915; kh&oacute;a &ldquo;b&aacute;n s&aacute;ch gi&aacute;o khoa c&#361; t&#7841;i [t&ecirc;n tr&#432;&#7901;ng &#273;&#7841;i h&#7885;c c&#7911;a b&#7841;n]&rdquo; tr&ecirc;n Facebook, b&#7841;n s&#7869; c&oacute; th&#7875; t&igrave;m th&#7845;y m&#7897;t nh&oacute;m chuy&ecirc;n trao &#273;&#7893;i s&aacute;ch t&#7841;i tr&#432;&#7901;ng c&#7911;a b&#7841;n. Mua s&aacute;ch gi&aacute;o khoa c&#361; c&oacute; th&#7875; gi&uacute;p b&#7841;n ti&#7871;t ki&#7879;m h&agrave;ng ngh&igrave;n &#273;&ocirc; la trong nhi&#7873;u n&#259;m. 3. Mua m&aacute;y pha c&agrave; ph&ecirc;V&#7899;i vi&#7879;c m&#7903; c&#7917;a h&agrave;ng lo&#7841;t c&aacute;c c&#7917;a h&agrave;ng Starbucks, Tim Hortons v&agrave; c&aacute;c c&#7917;a h&agrave;ng c&agrave; ph&ecirc; &#273;&#7883;a ph&#432;&#417;ng&nbsp;xung quanh c&aacute;c khu h&#7885;c x&aacute;, th&igrave; nhu c&#7847;u chi ti&#7873;n cho c&agrave; ph&ecirc; v&agrave; tr&agrave; g&#7847;n nh&#432; &#273;&atilde; tr&#7903; th&agrave;nh &#273;i&#7873;u hi&#7875;n nhi&ecirc;n. Nh&#432;ng ta kh&ocirc;ng nh&#7845;t thi&#7871;t ph&#7843;i l&agrave;m v&#7853;y. M&#7863;c d&ugrave; vi&#7879;c mua m&#7897;t m&aacute;y pha c&agrave; ph&ecirc; c&#7847;n m&#7897;t kho&#7843;n &#273;&#7847;u t&#432; ng&#7855;n h&#7841;n, nh&#432;ng n&oacute; s&#7869; gi&uacute;p b&#7841;n ti&#7871;t ki&#7879;m ti&#7873;n v&#7873; l&acirc;u d&agrave;i. B&#7841;n c&oacute; th&#7875; mua m&#7897;t m&aacute;y pha c&agrave; ph&ecirc; 12 t&aacute;ch truy&#7873;n th&#7889;ng ho&#7863;c b&#7841;n c&oacute; th&#7875; mua m&#7897;t m&aacute;y pha c&agrave; ph&ecirc; m&#7897;t t&aacute;ch v&#7899;i gi&aacute; l&#7847;n l&#432;&#7907;t l&agrave; $30 ho&#7863;c $20. 4. Xin h&#7885;c b&#7893;ngR&otilde; r&agrave;ng, kh&ocirc;ng ph&#7843;i ai c&#361;ng c&oacute; th&#7875; gi&agrave;nh &#273;&#432;&#7907;c h&#7885;c b&#7893;ng. Nh&#432;ng th&#7921;c t&#7871; l&agrave; b&#7841;n ch&#7881; c&ograve;n tr&#7843;i qua qu&atilde;ng &#273;&#7901;i h&#7885;c sinh trung h&#7885;c ho&#7863;c &#273;&#7841;i h&#7885;c trong v&agrave;i n&#259;m n&#7919;a. Hi&#7879;n t&#7841;i, b&#7841;n &#273;ang &#7903; trong v&#7883; tr&iacute; kh&aacute; ph&ugrave; h&#7907;p &#273;&#7875; xin h&#7885;c b&#7893;ng. V&#7899;i kinh nghi&#7879;m c&#7911;a m&igrave;nh, t&ocirc;i th&#7845;y ScholarTree l&agrave; m&#7897;t n&#7873;n t&#7843;ng tuy&#7879;t v&#7901;i. N&#7871;u t&ocirc;i l&agrave; b&#7841;n, t&ocirc;i s&#7869; t&#7853;n d&#7909;ng trang web n&agrave;y v&agrave; c&#361;ng t&igrave;m hi&#7875;u c&#7843; c&aacute;c h&#7885;c b&#7893;ng trao b&#7903;i tr&#432;&#7901;ng &#273;&#7841;i h&#7885;c, khoa v&agrave; h&#7897;i sinh vi&ecirc;n c&#7911;a m&igrave;nh. 5. C&acirc;n nh&#7855;c l&agrave;m m&#7897;t c&ocirc;ng vi&#7879;c b&aacute;n th&#7901;i gianM&#7897;t l&#7847;n n&#7919;a, g&#7907;i &yacute; ti&#7871;t ki&#7879;m ti&#7873;n n&agrave;y kh&ocirc;ng d&agrave;nh cho t&#7845;t c&#7843; m&#7885;i ng&#432;&#7901;i. V&agrave; vi&#7879;c n&agrave;y c&oacute; th&#7875; r&#7845;t m&#7845;t th&#7901;i gian. Nh&#432;ng c&oacute; m&#7897;t ngu&#7891;n thu nh&#7853;p &#273;&#7873;u &#273;&#7863;n c&oacute; th&#7875; l&agrave; m&#7897;t li&#7873;u thu&#7889;c gi&#7843;m c&#259;ng th&#7859;ng trong n&#259;m h&#7885;c. N&#259;m ngo&aacute;i, t&ocirc;i &#273;&atilde; l&agrave;m vi&#7879;c v&#7899;i t&#432; c&aacute;ch l&agrave; Ph&oacute;ng vi&ecirc;n Tin t&#7913;c cho t&#7901; b&aacute;o d&agrave;nh cho sinh vi&ecirc;n c&#7911;a tr&#432;&#7901;ng &#273;&#7841;i h&#7885;c. Vi&#7879;c vi&#7871;t hai b&agrave;i b&aacute;o m&#7897;t tu&#7847;n trong n&#259;m h&#7885;c &#273;&ocirc;i khi khi&#7871;n t&ocirc;i c&#7843;m th&#7845;y c&#7921;c k&#7923; c&#259;ng th&#7859;ng, nh&#432;ng &#273;&#432;&#7907;c tr&#7843; l&#432;&#417;ng cho b&agrave;i vi&#7871;t c&#7911;a m&igrave;nh l&#7841;i l&agrave; m&#7897;t tr&#7843;i nghi&#7879;m v&ocirc; c&ugrave;ng b&#7893; &iacute;ch v&agrave; th&uacute; v&#7883;. &#272;&#7875; t&igrave;m ki&#7871;m &#273;&#432;&#7907;c nhi&#7873;u c&#417; h&#7897;i vi&#7879;c l&agrave;m, b&#7841;n h&atilde;y theo d&otilde;i c&aacute;c b&agrave;i &#273;&#259;ng c&#7911;a tr&#432;&#7901;ng &#273;&#7841;i h&#7885;c c&#7911;a b&#7841;n v&agrave; trang web c&#7911;a h&#7897;i sinh vi&ecirc;n nh&eacute;. 6. Tham gia c&aacute;c nghi&ecirc;n c&#7913;u v&agrave; d&#7921; &aacute;n nghi&ecirc;n c&#7913;uTrong n&#259;m h&#7885;c, sinh vi&ecirc;n, gi&#7843;ng vi&ecirc;n, c&aacute;c ch&#432;&#417;ng tr&igrave;nh h&#7885;c, v&agrave; c&aacute;c t&#7893; ch&#7913;c lu&ocirc;n c&oacute; c&aacute;c nghi&ecirc;n c&#7913;u v&agrave; d&#7921; &aacute;n c&#7847;n y&ecirc;u c&#7847;u s&#7921; gi&uacute;p &#273;&#7905; c&#7911;a nh&#7919;ng ng&#432;&#7901;i tham gia ho&#7863;c t&#432; v&#7845;n vi&ecirc;n. H&#7885; th&#432;&#7901;ng &#273;&#259;ng b&agrave;i tuy&#7875;n ng&#432;&#7901;i ho&#7863;c k&ecirc;u g&#7885;i l&agrave;m kh&#7843;o s&aacute;t th&ocirc;ng qua c&aacute;c b&agrave;i &#273;&#259;ng tr&ecirc;n b&#7843;ng th&ocirc;ng b&aacute;o tr&#432;&#7901;ng, d&aacute;n tr&ecirc;n c&aacute;c t&ograve;a quanh khu&ocirc;n vi&ecirc;n tr&#432;&#7901;ng v&agrave; tr&ecirc;n c&aacute;c trang Facebook. N&#7871;u b&#7841;n c&oacute; kh&#7843; n&#259;ng v&agrave; &#273;ang mu&#7889;n ki&#7871;m th&ecirc;m ch&uacute;t thu nh&#7853;p, th&igrave; h&atilde;y n&ecirc;n th&#7917; m&#7897;t ch&uacute;t. 7.. Th&#7921;c hi&#7879;n c&aacute;c cu&#7897;c kh&#7843;o s&aacute;t v&agrave; tham gia c&aacute;c nh&oacute;m t&#7853;p trung&#272;&ocirc;i khi, c&aacute;c cu&#7897;c kh&#7843;o s&aacute;t v&agrave; nh&oacute;m t&#7853;p trung do tr&#432;&#7901;ng &#273;&#7841;i h&#7885;c c&#7911;a t&ocirc;i th&#7921;c hi&#7879;n s&#7869; t&#7863;ng cho th&agrave;nh vi&ecirc;n tham gia m&#7897;t th&#7867; qu&agrave; t&#7863;ng mi&#7877;n ph&iacute; t&#7841;i m&#7897;t c&#7917;a ti&#7879;m c&agrave; ph&ecirc; n&#7893;i ti&#7871;ng ho&#7863;c c&#417; h&#7897;i r&uacute;t th&#259;m &#273;&#7875; nh&#7853;n gi&#7843;i th&#432;&#7903;ng th&#7867; qu&agrave; t&#7863;ng l&#7899;n h&#417;n. B&#7841;n h&atilde;y n&ecirc;n c&acirc;n nh&#7855;c d&agrave;nh m&#7897;t v&agrave;i ph&uacute;t trong ng&agrave;y &#273;&#7875; &#273;i&#7873;n v&agrave;o m&#7897;t cu&#7897;c kh&#7843;o s&aacute;t tr&#7921;c tuy&#7871;n ho&#7863;c tham gia v&agrave;o phi&ecirc;n kh&#7843;o s&aacute;t nh&oacute;m t&#7853;p trung. 8. Tham gia c&aacute;c c&acirc;u l&#7841;c b&#7897; t&#7893; ch&#7913;c c&aacute;c s&#7921; ki&#7879;n &#7849;m th&#7921;c mi&#7877;n ph&iacute;C&oacute; nh&#7919;ng c&acirc;u l&#7841;c b&#7897; trong tr&#432;&#7901;ng kh&aacute; t&#7853;p trung chuy&ecirc;n s&acirc;u v&#7873; v&#7845;n &#273;&#7873; th&#7921;c ph&#7849;m. C&acirc;u l&#7841;c b&#7897; Veggie &#7903; tr&#432;&#7901;ng &#273;&#7841;i h&#7885;c c&#7911;a t&ocirc;i l&agrave; m&#7897;t v&iacute; d&#7909;. N&#7871;u b&#7841;n tham gia m&#7897;t c&acirc;u l&#7841;c b&#7897; nh&#432; v&#7853;y, b&#7841;n s&#7869; &#273;&#432;&#7907;c m&#7901;i tham gia c&aacute;c s&#7921; ki&#7879;n m&agrave; c&aacute;c sinh vi&ecirc;n kh&aacute;c c&oacute; th&#7875; ch&#432;a bi&#7871;t, v&agrave; s&#7869; c&oacute; &#273;&#432;&#7907;c v&eacute; tham gia &#273;&#7897;c quy&#7873;n c&aacute;c s&#7921; ki&#7879;n c&#7911;a h&#7885;. 9. B&#7855;t &#273;&#7847;u cu&#7897;c t&igrave;m tr&#7885; v&agrave; t&igrave;m&nbsp;roommate t&#7915; s&#7899;mN&#7871;u b&#7841;n l&agrave; sinh vi&ecirc;n n&#259;m nh&#7845;t v&agrave; mu&#7889;n thu&ecirc; nh&agrave; ho&#7863;c ph&ograve;ng tr&#7885; v&#7899;i m&#7897;t v&agrave;i ng&#432;&#7901;i b&#7841;n c&ugrave;ng nh&agrave; trong su&#7889;t ph&#7847;n c&ograve;n l&#7841;i c&#7911;a sinh vi&ecirc;n &#273;&#7841;i h&#7885;c, th&ocirc;ng th&#432;&#7901;ng b&#7841;n n&ecirc;n t&igrave;m ki&#7871;m nh&#7919;ng ng&#432;&#7901;i b&#7841;n c&ugrave;ng ph&ograve;ng trong t&#432;&#417;ng lai c&oacute; c&ugrave;ng kh&#7843; n&#259;ng t&agrave;i ch&iacute;nh. Vi&#7879;c &#273;i s&#259;n nh&agrave; tr&#7885; s&#7899;m c&#361;ng s&#7869; c&oacute; l&#7907;i. B&#7841;n s&#7869; kh&ocirc;ng h&#7873; mu&#7889;n m&#7855;c k&#7865;t trong m&#7897;t c&#259;n nh&agrave; m&agrave; b&#7841;n kh&oacute; c&oacute; th&#7875; chi tr&#7843; v&agrave; kh&ocirc;ng h&#7873; &#432;a th&iacute;ch. 10. T&igrave;m ki&#7871;m c&aacute;c kh&oacute;a h&#7885;c mi&#7877;n ph&iacute;Nh&#7919;ng th&#7913; n&agrave;y &#273;&#432;&#7907;c qu&#7843;ng c&aacute;o tr&agrave;n lan &#7903; kh&#7855;p m&#7885;i n&#417;i v&agrave; c&oacute; th&#7875; b&#7841;n c&#7847;n ph&#7843;i t&igrave;m hi&#7875;u online m&#7897;t ch&uacute;t, c&#361;ng c&oacute; m&#7897;t s&#7889; t&#7893; ch&#7913;c cung c&#7845;p c&aacute;c kh&oacute;a h&#7885;c mi&#7877;n ph&iacute;. C&aacute;c kh&oacute;a h&#7885;c n&agrave;y c&oacute; th&#7875; kh&ocirc;ng &#273;&#432;&#7907;c t&iacute;nh l&agrave; t&iacute;n ch&#7881; cho b&#7857;ng b&#7841;n h&#7885;c, nh&#432;ng ch&uacute;ng mi&#7877;n ph&iacute; v&agrave; l&agrave; m&#7897;t c&aacute;ch t&#7889;t &#273;&#7875; t&#7853;n d&#7909;ng t&#7889;i &#273;a th&#7921;c t&#7871; l&agrave; b&#7841;n &#273;ang chi h&agrave;ng ngh&igrave;n &#273;&ocirc; cho vi&#7879;c h&#7885;c c&#7911;a m&igrave;nh.T&ocirc;i bi&#7871;t b&#7841;n &#273;ang ngh&#297; g&igrave;. Ngay c&#7843; sau khi &#273;&#7885;c b&agrave;i n&agrave;y, b&#7841;n v&#7851;n c&oacute; th&#7875; tin r&#7857;ng tr&#432;&#7901;ng &#273;&#7841;i h&#7885;c s&#7869; l&agrave; m&#7897;t c&aacute;i r&#7885; m&agrave; qua &#273;&oacute; v&iacute; c&#7911;a b&#7841;n c&oacute; th&#7875; s&#7869; kh&ocirc;ng c&ograve;n ru&#7897;t. B&#7841;n c&#361;ng c&oacute; th&#7875; &#273;&uacute;ng. Tuy nhi&ecirc;n, n&#7871;u ta bi&#7871;t ngh&#297; l&#7841;c quan, ch&#7881; c&#7847;n c&oacute; &#273;&#7911; th&#7913;c &#259;n mi&#7877;n ph&iacute;, s&aacute;ch gi&aacute;o khoa r&#7867; v&agrave; ti&#7873;n d&#432; trong t&uacute;i c&#7911;a b&#7841;n, g&aacute;nh n&#7863;ng t&agrave;i ch&iacute;nh s&#7869; b&#7899;t n&#7863;ng n&#7873; h&#417;n. V&igrave; v&#7853;y, h&atilde;y t&#7853;n h&#432;&#7903;ng qu&atilde;ng &#273;&#7901;i &#273;&#7841;i h&#7885;c ------------------------------------------------------------Source: https://www.thescholarshiphub.org.uk/10-ways-save-money-student/Translator: Tr&#7847;n Th&#7883; Thanh NgaEditor: Nguy&#7877;n H&agrave; Linh------------------------------------------------------------TUY&#7874;N TH&Agrave;NH VI&Ecirc;N GEN 3.5&#10004;&#7912;ng tuy&#7875;n : https://bit.ly/gen3bosung&#10004;Booklet:https://bit.ly/bookletgen3bosung----------------------------------------------------------------------&#119826;&#119832;&#119812; - &#119826;&#119828;&#119809; &#119832;&#119848;&#119854;&#119853;&#119841; &#119812;&#119837;&#119842;&#119853;&#119848;&#119851;&#119811;&#119854;&#795;&#803; &#119834;&#769;&#119847; &#119821;&#119840;&#119848;&#770;&#119847; &#119847;&#119840;&#119854;&#795;&#771; &#119855;&#119834;&#768; &#119811;&#119842;&#803;&#119836;&#119841; &#119853;&#119841;&#119854;&#119834;&#803;&#770;&#119853; &#273;&#119838;&#770;&#769;&#119847; &#119853;&#119854;&#795;&#768; &#119810;&#119848;&#803;&#770;&#119847;&#119840; &#273;&#119848;&#770;&#768;&#119847;&#119840; &#119832;&#119848;&#119854;&#119853;&#119841;+Fanpage: SUB Youth Editor (https://www.facebook.com/SUB.TEAMM)Tel: (84) 038 300 4793 (Ms Tr&acirc;&#768;n Tha&#777;o)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(84) 0939555748 (Ms Kh&aacute;nh An)Email: sye.youthplus.vn@gmail.comWebsite:&nbsp;https://youth.com.vn/

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